Credit Underwriting · Credit scoring

Earnest claims to consider more than 100000 data points to derive credit score. Can anyone explain how do they achieve it?

Anup Ahuje Founder of a startup working in stealth mode.

March 24th, 2017

Earnest a loan originating platform in US claims to consider more than 100000 data points to derive credit score. I want to know how do they capture these many data points and what could be those data points?