Health Insurance

Health insurance for startups?

Jimmy Jacobson Full Stack Developer and Cofounder at

September 4th, 2012

Here in Vegas, the Chamber of Commerce allows any member with 2 or more full time employees to buy into their group health insurance. So $500 a year for chamber membership and then health insurance at the rates of a 3000 person company is decent.

Check with your local chambers or business type stuff to see if something similar is available.

Sent from my iJimmy

On Sep 4, 2012, at 10:27 AM, david <> wrote:

Greg Norman Independent Web Consultant

September 4th, 2012

I\'m really interested in this too - especially for pre-existing conditions.
It\'s potentially a huge roadblock for me getting started, until the new
rules take effect in 2014.
On Sep 4, 2012 1:27 PM, "david" <> wrote:

Monica Lewis

September 4th, 2012

If you\'re an alum of one of the participating schools, I would recommend
Grad Med for short term coverage. There is no underwriting process -- just
5 yes/no questions -- so as long as your condition isn\'t one of the few
major ones excluded, you should be fine to get insurance in about 5 minutes.

This saved me from health insurance misery, hope it does for some of you,
as well.


Jeffrey Schwartz Co-Founder at Loop & Tie

September 5th, 2012

We just signed up for health insurance for our 3 employees from Humana
which we got through ADP, who is also doing our payroll processing. There
were many many different options based upon what you wanted your different
copays to be (for office visits, pharmacy...etc) but all in all we got
pretty decent coverage for around $300 per person per month. They were
extremely helpful throughout the entire process, and continue to be. The
same is true with payroll as well - very easy, reasonable and a great
solution. If you want the contact information to help you get set up, I am
more than happy to assist with that.


Inder Singh Founder & CEO at Kinsa

September 4th, 2012

I would strongly recommend using Trinet if you are in NYC. You can get a
discount through FundedBuy (let Beth know I referred you), and then the
cost of HI + Payroll is far lower than just HI by itself through a direct
source. We just secured venture funding in a seed round and our VC did an
analysis for us and these were the results. The CEOs of their portfolio
companies confirmed this with their own experience. Don\'t let Trinet tell
you they will charges $1000 per month per employee for the first month.
You should get the discount through Beth.


September 4th, 2012

If you become afflicted with some sort of condition while you\'re
insured with GradMed, it will be treated as a pre-existing condition
the next time you try to get health insurance. Read up on it before
you choose it. I decided against it, and sent an angry letter to my
alumni association for promoting it in the first place. The alumni
associations get commissions for selling GradMed; they\'re not trying
to do you a favor.

Kevin Owocki

September 4th, 2012

@owocki <>

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