We intend to start a crowd-funding campaign for consumer appliances. We’re in the automation field, a computerized apparatus using sensors, having prototypes, proof of concept and patents. We consider providing insurance to our backers (we pay) in case we cannot supply the promised ($450 - $1800/per unit) on time. Is anyone familiar with an insurance firm that would take the “risk” for a modest cost\commission?
You need a broker with access to Lloyd's of London. This is the type of risk they might take. It is not going to be modest and commissions are not the issue.