Health Insurance · Nyc

NYC Health Insurance Consultants?

Tom Cunniff Founder at Cunniff Consulting, B2B Brand Consultancy

July 6th, 2016

Does anyone know a NYC health insurance consultant who can walk me through options and make intelligent recommendations?


I'm in solo consulting mode, and my wife's COBRA plan will run out soon...


Thanks in advance for any suggestions.


P.S. If anybody else has similar needs, I am happy to share the compiled results of what I learn. Just ask.

Brian Sloman Confused about healthcare, costs constantly increasing? I can help!

July 6th, 2016

Entirely my point Tom... I can't 'sell' you anything if I wanted to do so. I merely replied as a courtesy... and maybe the fact that I'm the best that I know in what I do :)

Tom Cunniff Founder at Cunniff Consulting, B2B Brand Consultancy

July 6th, 2016

Brian -- no offense intended, and I do appreciate the courtesy.

Tom Cunniff Founder at Cunniff Consulting, B2B Brand Consultancy

July 6th, 2016

Thanks for the offer, Brian. I should have specified that I'm looking for a consultant who is not in the business of selling insurance.

Tom Cunniff Founder at Cunniff Consulting, B2B Brand Consultancy

July 6th, 2016

Thanks Lucy, trying to figure out the best way to get us both insured, with coverage similar to what we had under COBRA if possible.

Brian Sloman Confused about healthcare, costs constantly increasing? I can help!

July 6th, 2016

Tom, I'm actually Philadelphia based and licensed in PA. However Obamacare is pretty much the same nationwide, so I can most certainly advise you on companies, programs, benefits and costs. Also my colleague and Divisional Manager, Sal, is a native New Yorker and I'm certain will know quality agents up there. As PPACA (Affordable Care Act,) plans are guaranteed issue, all I'd need to know are your ages, whether or not either smoke, and your home zip code. Brian R. Sloman Field Sales Leader US Health Advisors w. 610 293.0899 c. 610 290 2200 Personal e.mail: bsloman515@aol.com Business e.mail: brian.sloman@ushadvisors.com 520 Weadley Road King of Prussia, PA 19406

Josh Kirschner Founder & CEO at Techlicious

July 6th, 2016

I went through this process when I started my current company. In NY State, your choices are very limited outside the health exchange. You can no longer get small business coverage if it's just you or you and your wife and individual plans outside the exchange are very rare and extraordinarily expensive.

So that pretty much leaves you with the exchange plans. The choices in the exchange are pretty much standardized around Bronze, Silver and Gold levels of coverage. The main differences are the specific doctor networks. Your best bet is to check which of the exchange plans your current physicians accept and go with that option. If you're open on physicians, we've been using Oscar and have been surprised by the level of service, though their physician network is limited.

Lisa Lefebvre Executive marketing strategist with expertise in launches, re-launches and Elites

July 8th, 2016

I would explore Freelancer's Union. It's fairly easy to qualify as a member and they have both BCBS and Oxford plans ...

Lucy Liu Healthcare Strategy Consultant

July 6th, 2016

Do you need help selecting a plan for her on the exchange, and comparing it to her cobra option? Lucy

Peter Liepmann Family Physician, Policy Wonk, Systems Analyst, Healthcare MBA

September 5th, 2016

Tom, 
"trying to figure out the best way to get us both insured, with coverage similar to what we had under COBRA if possible."
First, look at the PPACA exchanges.  That will give you a baseline. 
Bronze is estimated to cover 60%, etc.   Your local COC will have plans, usually no better, and often more $$.  Look into direct primary care with a bronze plan- plan on just ignoring the primary care 'coverage' in the bronze plan, replacing it w the DPC.