Upen Patel

Vienna, Virginia, US

Upen's Skills
Business Development
Product Management

Startup Experience

First time founder

About Upen

I am the Founder and CEO of M2 Labs (M2) (www.m2labs.co).

• M2 is a new mobile payment network, for everyday in-person transactions at small/mid-size businesses.
• M2 goal is to minimize friction in the flow of money.
• M2’s initial consumer focus is the $2.0T (US) Debit/Prepaid market.

M2 addresses merchant pain and provides consumers rewards they want:
• Card transaction cost eats into merchant profits, by as much as 25% of profits.
• Consumers paying with Debit/Prepaid don’t earn any rewards. While Debit/Prepaid payments accounted for 47% ($2T) in 2012.

M2 will provide merchants transaction for 0.25%, about a 90% savings. Merchants use savings to incentivize consumers with an instant discount for paying with M2.

M2 offers consumers and merchants a payment network that benefits both.

The high level design, wire frames, architecture have been completed. I am looking for an Architect/Product Manager to join me to lead the development of the MVP.


Rutgers University

Electrical and Computer Engineering

1995 - 1995

University of Texas at Austin


1999 - 1999