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Background

Startup Experience

First time founder

About Upen

I am the Founder and CEO of M2 Labs (M2) (www.m2labs.co).

• M2 is a new mobile payment network, for everyday in-person transactions at small/mid-size businesses.
• M2 goal is to minimize friction in the flow of money.
• M2’s initial consumer focus is the $2.0T (US) Debit/Prepaid market.

M2 addresses merchant pain and provides consumers rewards they want:
• Card transaction cost eats into merchant profits, by as much as 25% of profits.
• Consumers paying with Debit/Prepaid don’t earn any rewards. While Debit/Prepaid payments accounted for 47% ($2T) in 2012.

M2 will provide merchants transaction for 0.25%, about a 90% savings. Merchants use savings to incentivize consumers with an instant discount for paying with M2.

M2 offers consumers and merchants a payment network that benefits both.

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The high level design, wire frames, architecture have been completed. I am looking for an Architect/Product Manager to join me to lead the development of the MVP.

Beginner
Intermediate
Expert
Finance
Managing People
Product Management
Technical
Sales
Marketing
Education

Rutgers University

Electrical and Computer Engineering

1995 - 1995

University of Texas at Austin

MBA

1999 - 1999