Payments · Electronic Payments

Do we have any industry solution to enable 'Payments on Behalf of' Model ?

Syed Basith Business Architect

August 29th, 2016

I am exploring an idea that  will require one party to make payment on behalf of other. The scenario goes like this... 

Party A wants to make a purchase from a merchant/seller and Party B can the make the purchase on behalf of Party A (As a service) but doesn't want to use his/her own funds.

Party A is a willing to make the payment but wouldn't want to share credit card/Financial Data with Party B but still be able to make payment to merchant/seller.

Basically I am looking for solution to enable payments between Party A and Merchant and Party B is handling the product physically.


Assumptions
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1. Party A and Party B are unknown to each other and don't intent to reveal their identities.
2. Solution needs to incorporate refunds as well.
3. Party A is remote and Party B is physically present as Merchant Location


Syed Basith Business Architect

August 29th, 2016

I am not looking for someone to design this service, rather want to know if this service is already available in the market. If Yes, then who is the service provider is.

I have already looked at Stripe and Braintree. Payments. Not sure they have the solution I am looking for

Eugene Gekhter CEO, Memorable. Founder, SharePay.

August 29th, 2016

Would it be possible for you to elaborate with a more descriptive example?

Asad Satti Sr. Mobile Developer/Architect at MiiScan Inc.

August 29th, 2016

Are you looking for someone to design the service?

Asad Satti Sr. Mobile Developer/Architect at MiiScan Inc.

August 29th, 2016

It is doable, but you will need to make some adjustments to the existing solutions to make it work for your needs. Keep in mind that in any payment solution, you need to comply with KYC regulatory requirements. I have some followup question as below: - Are party A and party B businesses or individuals? - Will party B ship product to part A? If no, who will be the ultimate recipient of the product and what will party A get in return?